Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves risk. Market conditions and personal circumstances may affect outcomes.
General Information Notice
The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice.
This disclaimer applies to all content, services, and materials provided through our website and consultation services.
Information Accuracy Statement
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content.
- Market conditions change rapidly and may affect the relevance of information
- Individual circumstances vary and require personalised assessment
- Regulatory requirements may change without prior notice
Liability Limitations
Our liability is limited to the extent permitted by Australian law.
We exclude liability for the following circumstances:
- Indirect or consequential losses arising from use of our services
- Technical issues or interruptions to service availability
- Actions taken based on general information without personal consultation
- Third-party services or products referenced in our materials
Professional Advice Notice
Our services provide guidance and analysis but do not constitute formal financial advice as defined by Australian regulations.
Viewing our website or general materials does not create a formal adviser-client relationship.
External Links Policy
Our website may contain links to third-party websites that are not under our control.
We do not endorse or assume responsibility for the content of external websites.
Results and Outcomes
Individual results may vary based on personal circumstances and market conditions.
Financial outcomes depend on numerous factors including market performance, personal discipline, and economic conditions.
Jurisdiction and Governing Law
These terms are governed by Australian law and subject to the jurisdiction of Australian courts.
Regional Considerations
Different states and territories may have varying regulations that affect our services:
- State-specific licensing requirements may apply to certain services
- Consumer protection laws vary between jurisdictions
- Tax implications differ based on residency and location
This agreement shall be governed by and construed in accordance with the laws of Australia.
Indemnification
You agree to indemnify us against any claims arising from your use of our services or breach of these terms.
Severability
If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force.
Modifications to Disclaimer
We reserve the right to modify this disclaimer at any time with appropriate notice.
Changes will be posted on our website with an updated effective date.
Contact Information
For questions about this disclaimer or our services, please contact us:
Email us at contact@frilanovexa.com
Level 15, 1 Collins Street, Melbourne VIC 3000
Last updated: September 6, 2025
By using our services, you acknowledge that you have read and understood this disclaimer.